What Is State Unemployment Insurance (SUI)?
SUI (State Unemployment Insurance) is an employer-funded tax that gives short-term benefits to individuals who have lost or left their jobs for a variety of reasons. Some of these reasons include, but are not limited to, being laid off, being fired for reasons other than misconduct, or leaving due to health or personal problems.
What is the state unemployment insurance program?
The Federal-State Unemployment Insurance Program provides unemployment benefits to eligible workers who are unemployed through no fault of their own (as determined under State law), and meet other eligibility requirements of State law. Eligibility and benefit amounts are determined by the State's laws where the insurance claims are made.
Why SUI Matters for Employers
State Unemployment Insurance (SUI) plays a key role in protecting both employers and workers. It helps provide temporary financial support to employees who lose their jobs through no fault of their own. Employers are responsible for withholding and reporting SUI taxes correctly.
SUI's Impact on Payroll
SUI tax affects your overall payroll costs and must be factored into your payroll system. Rates vary by state and can change based on your business's history of unemployment claims.
How to Obtain Your SUI Number
To get your SUI number, you'll need to register with your state's labor or employment department. The registration process typically includes submitting business details like your FEIN, legal name, and employee information. Once approved, the state will issue your SUI account number for payroll reporting and payments.
Who needs to pay unemployment insurance?
In most cases, if you have employees, you must pay unemployment taxes on their wages in the state. Tax reports or tax and wage reports are due quarterly. Liable employers must submit a tax report every quarter, even if there are no paid employees that quarter and/or taxes are unable to be paid.
How much does unemployment insurance cost?
Employer tax rates vary by state and typically fall within a range based on number of unemployment claims associated with your business. The more claims filed, the higher your tax rate becomes.
What are the benefits of using a third-party service to handle my SUI filings?
Unemployment administration can become cumbersome and costly for business owners, who must maintain current paperwork and respond to claims in a timely manner, or else face costly penalties. We can help you obtain your SUI numbers from the state for only $200. Our SUI service is here to help your business save time, administrative hassles, and costs commonly associated with unemployment administration.
State By State Unemployment (SUI) Tax Rates
0.20% - 5.40%
1.00% - 5.40%
0.04% - 9.72%
0.10% - 10.00%
1.50% - 6.20%
0.64% - 8.68%
1.10% - 6.80%
0.30% - 8.20%
1.90% - 7.40%
0.10% - 5.40%
0.04% - 7.56%
0.00% - 5.60%
0.295% - 5.375%
0.55% - 7.75%
0.50% - 9.40%
0.00% - 7.50%
0.20% - 7.60%
0.30% - 9.00%
0.09% - 6.20%
0.49% - 5.81%
1.00% - 10.50%
0.56% - 13.06%
0.06% - 10.30%
0.10% - 8.90%
0.00% - 5.40%
0.00% - 6.00%
0.00% - 2.40%
0.00% - 5.40%
0.25% - 5.40%
0.10% - 8.50%
0.30% - 5.40%
0.33% - 6.40%
2.10% - 9.90%
0.06% - 5.76%
0.08% - 9.69%
0.30% - 9.80%
0.30% - 9.20%
0.90% - 5.40%
1.29% - 9.93%
0.98% - 9.59%
0.06% - 5.46%
0.00% - 9.30%
0.01% - 10.00%
0.31% - 6.31%
0.30% - 7.30%
0.40% - 5.40%
0.10% - 6.20%
0.13% - 6.03%
1.50% - 8.50%
0.00% - 12.00%
0.00% - 9.78%
